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Welcome to PattiIrwin.com. If you're a buyer looking for Lombard Real Estate or if you're thinking of selling your Villa Park Real Estate, this site is packed with information designed just for you. Patti Irwin is "Opening Doors to Your Real Estate Dreams."
For Buyers
Are you a first time buyer or a seasoned investor? No matter how much (or how little) experience you have in real estate, you'll find helpful information about how to choose the "right" property, make an offer, negotiate or finance your Lombard Real Estate and Villa Park Real Estate right here. Find out about the Top Ten Reasons it's a Great Time to Buy Real Estate!
You'll find Useful tools for calculating your mortgage and interest rates, choosing someone to help you move, and just about everything involved in making an informed real estate decision in today's market are included too!
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2008-
The Best Time To Buy A Home In 30 Years
Here's how to back up this claim: In April of 1973, mortgage rates were about the same as they are today.Since that time, we have only had mortgage rates this low during 2001 and 2002, the height of the seller's markets where there was little inventory. In the last two major buyer's markets, one in the early 1980s and the other in the early 1990s, the rates were much higher. Back in 1978, interest rates were at 9.75 percent, en route to 18 to 21 percent in 1980. In the early 1990s, the rates were hovering in the 11 to 12 percent range. Thus, today's buyer's market, with exceptionally low mortgage rates plus a substantial supply of inventory, is the best time in decades to purchase
FHA Loans
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Pricing is currently lower than the standard conventional 30-year fixed rate
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No minimum credit score!
FHA loans are fully assumable
FHA loans allow gift funds for down payment = 100% financing
FHA loans help capture the low-to-no down payment clients.
FHA loans allow non-occupant co-borrowers FHA loans allow flex/fixed buy downs! |
FIRST TIME BUYERS
Raise the Roof on Sales with the
Temporary Raise in FHA Loan Amounts
Previous Max Mortgage
$275,200
New Max Mortgage
$410,000
Special Offer To Buyers Click Here |
For Sellers
If you are thinking of selling your home, learn how to get your home looking better than your competition. Staged homes sell faster and for more money! The investment of staging is less than your first price reduction! Staging your home sells! I offer staging as a FREE VALUED Added Service when you list with me.
Let me help you determine your homes value in today's real estate market. Find out how you can put more money in your pocket.
Find valuable information about your local community including hospitals, restaurants, shopping, golf courses and much more.
Thank you for visiting my website. Please bookmark this site for future reference.
If I can be of assistance to you in buying or selling real estate, please give me a call or Contact Patti today!
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Buyer Links |
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Click below for
By Design TV
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